The Nomadic Nerd Guide to Living in Ecuador Guide 2 – Planning Your Move to Ecuador

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Estimated Read Time: 20 Minutes

Planning Timeline: Begin 4–6 months before your planned move.

Last Verified: June 2026


Companion Videos

Before diving in, these companion videos walk through many of the topics covered in this guide.

Interview with Sara Chaca, Ecuador Visas
https://youtu.be/hKy4PuA77rU

Registering Your Degree for a Professional Visa
https://youtu.be/GLv0eA_H-gM

Background Checks for Ecuador Residency
https://youtu.be/HjmN3xZQypA

Note: These videos were recorded in 2023. Ecuador's immigration requirements, government fees, and income thresholds change periodically. This guide has been updated with current information available at the time of writing, but always verify current requirements with your immigration attorney before beginning the residency process.

Welcome to the Paperwork

If you've completed Guide 1, you've already answered the most important question:

Is Ecuador the right country for you?

Now it's time to answer the second question.

How do you legally make Ecuador your home?

Fortunately, Ecuador offers several paths to Temporary Residency.

The paperwork isn't particularly difficult, but it is time consuming. The biggest challenge isn't understanding the requirements—it's completing them in the right order.

This guide is less about what documents you need and more about when to obtain them.

Getting the order wrong can cost months, force you to repeat background checks, or delay your move.


Understanding the Residency Process

One thing confused me when I first started researching Ecuador residency.

Everyone talked about Permanent Residency.

In reality...

That's not where you start.

For almost everyone, the process looks like this.

Tourist Entry

Temporary Residency (2 Years)

Permanent Residency

Optional Ecuadorian Citizenship

Your first goal isn't Permanent Residency.

It's obtaining your two-year Temporary Residency Visa.

If you meet Ecuador's residency requirements during those two years—including maintaining your physical presence in Ecuador—you may apply for Permanent Residency after approximately 21 months.

One of the most important rules to understand is travel.

If your long-term goal is Permanent Residency, you generally should not spend more than 90 total days outside Ecuador during your Temporary Residency period. Exceeding that limit doesn't necessarily end your residency, but it can delay your eligibility for Permanent Residency.

Understanding that one rule helps you plan travel during your first two years.


Step One: Choose the Right Visa

Ecuador offers several Temporary Residency categories.

At the time this article was written, these were the most common options for North Americans.

Digital Nomad Visa

Designed for remote workers earning income from employers or clients outside Ecuador.

At the time of this article, applicants generally must demonstrate income equal to approximately 3× Ecuador's Unified Basic Salary (SBU).

For 2026 that works out to approximately $1,446 USD per month.

Requirements for employment contracts and proof of remote work have changed over the past several years, so verify the current documentation requirements before applying.


Pensioner Visa

For retirees receiving guaranteed pension income.

Examples include:

  • Social Security
  • Government pensions
  • Certain private pensions

Income generally must equal approximately 3× the Unified Basic Salary.


Rentista (Independent Means) Visa

Designed for applicants with dependable passive income.

Examples include:

  • Rental properties
  • Dividends
  • Investment income
  • Annuities

Like the Pensioner and Digital Nomad visas, the income requirement is generally around 3× the Unified Basic Salary.

For 2026 that works out to approximately $1,446 USD per month.


Investor Visa

The Investor Visa requires a qualifying investment in Ecuador.

At the time of this article, that investment equals 100× Ecuador's Unified Basic Salary, or approximately $48,200 USD.

If you already planned to purchase Ecuadorian real estate or make another qualifying investment, this may be an excellent choice.

Personally...

I wasn't interested in tying up nearly fifty thousand dollars simply to obtain residency when other options fit my situation better.


Professional Visa (My Recommendation)

This is the visa I chose.

If you have a qualifying university degree, I believe it's worth investigating first.

Here's why.

At the time this article was written:

  • Income requirement of approximately 1× the Unified Basic Salary (about $482 USD/month)
  • No Ecuadorian employment contract required
  • No large investment required
  • You may legally work for an Ecuadorian employer if you choose
  • You may continue working remotely for foreign employers
  • You may operate a business in Ecuador

For me, it offered the greatest flexibility with the fewest restrictions. Although it has more paperwork needed than other visa options.

The remainder of this guide focuses primarily on the Professional Visa because that's the path I personally followed.


Step Two: Hire Your Immigration Attorney

Could you complete the process yourself?

Probably.

Would I recommend it?

No.

Immigration paperwork isn't difficult because it's intellectually challenging.

It's difficult because bureaucracy rarely rewards mistakes.

One missing document.

One incorrect translation.

One expired background check.

One misunderstanding.

Each can cost weeks—or months.

Before collecting any documents, I recommend selecting an immigration attorney.

There are several excellent immigration attorneys in Ecuador.

There are also a few I would avoid.

I personally worked with Sara Chaca and the team at Ecuador Visas for both my Temporary and Permanent Residency applications.

I paid for their services just like any other client.

Based on my experience—and conversations with many other expats—I have no hesitation recommending Sara and her team.

Having someone in Ecuador who understood SENESCYT, immigration, translations, and government offices made the process dramatically less stressful.

More importantly...

Sara reviewed every document before I shipped it internationally.

That alone probably saved me weeks of delays.

The attorneys I researched Sara included usually have a single fee that covers government fess and other costs. I recommend you handle the Apostile of the documents. It is difficult and expensive for them, and easy and cheap for you if you are still in the US.

Step Three: Register Your Degree with SENESCYT

If you're pursuing a Professional Visa, this is your first major milestone.

Before Ecuador grants a Professional Visa, your university degree must be recognized by SENESCYT (Secretaría de Educación Superior, Ciencia, Tecnología e Innovación), Ecuador's higher education authority.

This process can be started before you ever leave your home country, and I strongly recommend completing it as early as possible.

Unlike background checks, once your degree has been registered, it's registered permanently.

There is no expiration date.

That makes it the perfect first project.

At the time this guide was written, the government registration fee was approximately $25 USD, but always verify current fees before applying.


Documents You'll Need

The exact requirements vary depending on your university and personal circumstances, but generally you'll need:

  • Your university diploma
  • Official academic transcripts
  • A Mode of Education letter
  • Passport
  • Additional documentation if you transferred credits between universities

If you attended multiple colleges or universities before earning your degree, don't be surprised if documentation is required from each institution.

This was one of the first surprises I encountered.


What Is a Mode of Education Letter?

This is probably the document most applicants have never heard of.

Ecuador wants to understand how your education was delivered.

Your university should provide a letter stating that your degree was earned through traditional in-person education.

Historically, Ecuador has preferred degrees completed through in-person instruction rather than entirely online programs.

Today the rules are more flexible than they once were, especially for universities that offer both online and classroom instruction, but this is still something to discuss with your immigration attorney before beginning the process.

The important lesson is simple.

Don't assume your university already knows what Ecuador needs.

Provide them with an example if necessary.


Welcome to the Wonderful World of Apostilles

If you've never dealt with international paperwork before...

You're about to become very familiar with a single word.

Apostille.

An Apostille is an internationally recognized certification established under the Hague Convention.

Think of it as an international notary seal.

It tells Ecuador that the document you're presenting is genuine.

Without it, many foreign documents simply won't be accepted.


Who Apostilles What?

This is where many people become confused.

The agency issuing the Apostille depends on who originally issued the document.

State Documents

Examples include:

  • University diploma
  • University transcripts
  • State criminal background checks

These are generally Apostilled by the Secretary of State in the state where the document originated.

If your degree came from Indiana...

Indiana issues the Apostille.

If your degree came from Oregon...

Oregon issues the Apostille.

It doesn't matter where you currently live.

The issuing state controls the process.


Federal Documents

Federal documents are different.

Examples include:

  • FBI Identity History Summary (Federal Background Check)

These receive an Apostille from the U.S. Department of State in Washington, D.C.

Not your state government.

This distinction trips up many first-time applicants.


My Recommendation

Do some research for each state you must work with. These processes are general easy and inexpensive.

For the federal, talk to your immigration attorney the probably use a particular group. In general there are 3rd party companies that do the finger print work and forward everything to the FBI and may even handle Apostle.


Step Four: Criminal Background Checks

Now we reach the longest lead item in the entire process.

Your criminal background checks.

Americans generally need two.

  • FBI Identity History Summary
  • State Criminal Background Check

Both require fingerprints.

Both require Apostilles.

Both eventually require certified Spanish translations after arriving in Ecuador.


Timing Matters

This is where I see many people make a costly mistake.

They order their background checks immediately.

Don't.

At the time of this article, background checks generally must be less than six months old when used during the residency process.

Meanwhile...

Your degree registration never expires.

That's why I recommend completing SENESCYT first.

Once your degree has been approved, begin your background checks.

Doing it in that order minimizes the chance that your background checks expire before you need them.


The FBI Background Check

The FBI process was actually the easy part.

I used an FBI-approved fingerprinting service.

Within about an hour after being fingerprinted, I had an electronic copy of my background check.

Getting the report wasn't the slow part.

Getting it Apostilled was.

My FBI Apostille took approximately six weeks.

My wife's took nearly seven.

Your experience may be faster—or slower—but don't assume this is something you'll finish in a week.

Build that time into your schedule.


State Background Checks

Every state has its own process.

Some use the State Police.

Others use another agency.

Some require appointments.

Some don't.

Google your state's current process before beginning.

Once you receive your state background check, it will generally need to be notarized (if required by your state), Apostilled by your Secretary of State, and later translated into Spanish in Ecuador.


Should You Hire an Attorney Yet?

Hopefully...

You've already done that.

One of the smartest decisions I made was having Sara review scans of every document before I mailed originals anywhere.

Finding mistakes while documents are still sitting on your desk is much easier than discovering them after they're halfway around the world.


The Nomadic Nerd Order of Operations

If I were starting this process again tomorrow, here's exactly what I'd do.

  1. Decide that Ecuador is truly where you want to live.
  2. Choose the Temporary Residency Visa that's right for your situation.
  3. Hire your immigration attorney.
  4. Begin your SENESCYT degree registration (Professional Visa).
  5. Wait for your degree registration to be approved.
  6. Order your FBI and State background checks.
  7. Obtain Apostilles for every required document.
  8. Have your attorney review scanned copies of everything.
  9. Pack both digital and paper copies of every important document.
  10. Book your flight to Ecuador.

Following this sequence minimizes delays, reduces the chance of expired paperwork, and avoids doing expensive work twice.


Final Checklist Before Boarding the Plane

Before you leave for Ecuador, make sure you have:

✓ Passport with sufficient validity

✓ Immigration attorney selected

✓ Temporary Residency strategy chosen

✓ Degree registered with SENESCYT (Professional Visa applicants)

✓ FBI Background Check

✓ State Background Check

✓ Apostilles completed

✓ Original documents packed safely

✓ Digital scans backed up to the cloud

✓ Copies stored separately from the originals

✓ Travel and temporary housing arranged

One final recommendation...

Carry your original immigration documents in your carry-on luggage.

Never place them in checked baggage.

If your luggage takes an unexpected vacation without you, replacing those documents from another country can be difficult and expensive.


What's Next?

Congratulations.

The hard part is behind you.

Your documents are in order.

Your attorney is waiting.

Your flight is booked.

Now it's time to actually begin your new life.

In Guide 3 – Landing in Ecuador, we'll walk through everything that happens after you arrive:

  • Meeting your attorney
  • Certified translations
  • Filing your Temporary Residency application
  • Immigration appointments
  • Receiving your visa
  • Obtaining your Ecuadorian cédula
  • Opening a bank account
  • Health insurance
  • The things that surprised me most during my first few weeks living in Ecuador

At this point, you're no longer dreaming about moving to Ecuador.

You're doing it.

Read more